These 10 States Are The Most Vulnerable To Online Identity Theft – Are You At Risk?

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states with most identity theft

Identity theft is a money issue that just didn’t exist 50 years ago and the holiday season always sees an upswing in online shopping. Unfortunately, all of the online shopping and increased use of credit cards leads to a rise in online identity theft and fraud.

A 2020 Experian survey found that nearly a quarter of survey respondents (24%) were victims of identity theft or fraud during the holidays.

These security breaches don’t just occur on smaller websites. The number of breaches in 2021 has already topped the number in 2020 and companies like Facebook, T-Mobile, and Volkswagen all experienced data breaches this year. Long story short, even when if think a website is too big to get hit, hackers and scammers will usually find a way.

To determine which states are most susceptible to identity theft and fraud, WalletHub compared all 50 states and the District of Columbia across 14 key metrics and released a report on 2021’s States Most Vulnerable to Identity Theft & Fraud.

Here are the states most vulnerable to identity theft

Most Vulnerable States

1. Washington
2. Colorado
3. Kansas
4. Rhode Island
5. Delaware
6. Illinois
7. Nevada
8. North Dakota
9. Massachusetts
10. Georgia

Here is a rundown of the ten states with the fewest reported identity theft cases in 2021:

  • New Hampshire
  • Ohio
  • Kentucky
  • Wisconsin
  • Indiana
  • Montana
  • West Virginia
  • Idaho
  • Connecticut
  • Iowa

Here are more key stats from the Wallet Hub study:

  • South Dakota has the fewest identity-theft complaints (per 100,000 residents), 72, which is 20.6 times fewer than in Kansas, the state with the most at 1,483.
  • Massachusetts has the fewest people arrested for fraud per capita, 0.000094, which is 8.9 times fewer than in Delaware, the state with the most at 0.000840.
  • South Dakota has the fewest fraud complaints (per 100,000 residents), 459, which is 2.9 times fewer than in the District of Columbia, which has the most at 1,329.
  • West Virginia has the lowest median loss amount due to fraud, $205, which is 2.4 times lower than in Alaska, the state with the highest at $500.


  • Sign Up for Credit Monitoring: Credit monitoring is the best way to keep tabs on your credit report. We suggest using Credit Karma as a simple way to monitor your credit.
  • Emphasize Email Security: Make sure to use a secure password on your main email address and establish two-step verification for this account.
  • Leverage Account Alerts & Update Contact Info: Setting up online management for all of your financial accounts (e.g., credit cards, loans, Social Security), and keeping your phone number, email address and street address up to date will make them harder for identity thieves to hijack.
  • If The Offer Is Too Good To Be True, It’s Probably A Scam: Just use common sense before putting your personal information into any website.

[via Wallet Hub]

Chris Illuminati

Chris Illuminati is the author of five books and has written about personal finance, wealth, debt management, and entrepreneurship for numerous outlets including Wise Bread, Grow or Die, and Bankrate.