12 ‘Bargains’ That Are Actually a Waste of Money

A man and a woman shopping in a store with shelves filled with various items. The man holds a smartphone, and a red sale sign is visible. They appear to be engaged in conversation.
DragonImages/istockphoto

We’re all looking for ways to make every dollar count. But in the process, who hasn’t been tricked by seemingly great deals that turn out to be nothing but scams? You know the type: They hook us in with insanely low prices, only to then let us down when they fall apart, fail to deliver, or end up costing more than we bargained for.

From shoddy products that barely last a week to “discounts” packed with hidden fees, here are 12 “bargains” you’ll want to stay away from.

1. Fast Fashion

A person wearing a red sweater browses through a rack of various colored pants on hangers in a clothing store. The pants are organized closely together, showcasing different styles and materials.
ArtMarie / istockphoto
ArtMarie / istockphoto

That $10 shirt might seem like a steal — that is, until it shrinks, fades, or unravels after just a few washes. This is because the fashion industry thrives on using cheap materials to produce clothes that quickly fall apart. How else do you think they keep you coming back for more? Before you know it, you’ve spent far more replacing flimsy clothes than if you’d just bought a well-made item in the first place. Instead, consider investing in fewer but higher quality pieces that will last for years, not months. This way you’ll not only save money over time, but also do your part in reducing waste and promoting sustainability.

2. Dollar Store Electronics

A cluttered assortment of various outdated electronic devices and accessories, including phones, remote controls, cables, and chargers. The items are overlapping and randomly scattered, creating a chaotic and dense visual.
SteveAllenPhoto/istockphoto
SteveAllenPhoto/istockphoto

From earbuds to phone chargers, ultra-cheap electronics from the dollar store are notorious for overheating and dying within weeks (or even days). Without proper safety standards, these products are known for cutting corners on materials and safety testing, meaning they can damage your electronics — or worse, pose a fire risk. When powering your more expensive electronics, it’s worth it to spend a bit more on a certified charger to protect your devices and give yourself peace of mind.

3. Flat-Pack Furniture

A person is measuring a wooden cabinet drawer with a steel ruler, ensuring precise alignment. The setting includes tools like a tape measure, level, and screws on the drawer. The scene conveys a careful approach to carpentry or furniture assembly.
Sergey05/istockphoto
Sergey05/istockphoto

Sure, that $30 bookshelf might look pretty decent … until it wobbles, sags, or collapses under the weight of just three books and an encyclopedia. Cheap particle board furniture is basically cardboard in disguise — it can’t handle too much weight, moisture, or even being looked at for too long. If you want to avoid the eyesore of having to duct-tape your furniture together after a year or two, consider buying quality secondhand furniture or investing in sturdier materials like metal or hardwood.

4. Extended Warranties

Two people are sitting at a table in a well-lit office. One person is holding a pen and a document, while the other has their hands clasped. An open laptop sits on the table, and a large window with blinds is in the background.
Wasan Tita/istockphoto
Wasan Tita/istockphoto

Retailers push these extended warranty deals because they know most products won’t fail within the warranty period; if they do, repairs are often cheaper than the plan itself. And the fine print? Riddled with loopholes like “accidental damage” not included. Most electronics either fail right away (and are covered by the manufacturer’s “satisfaction guaranteed” period) or long after the warranty expires. When it comes to warranties, it’s best to save your cash and skip these scammy upcharges.

5. Bulk Groceries You Won’t Use

Adene Sanchez/istockphoto
Adene Sanchez/istockphoto

Stocking up on perishables or impulse buys just because they’re on sale is the same as throwing money away. Unless you’re feeding a crowd, those giant tubs of mayonnaise will likely expire before you finish them. Buying in bulk only saves money if you actually use all of it. To avoid ending up with a bunch of waste, make a shopping list of essentials and stick to it.

6. Disposable Items

A display contrasting single-use plastic items on the left, including straws, a plate, and cutlery in bright colors, with eco-friendly alternatives on the right, like wooden and bamboo utensils, a paper cup, and reusable bags on a neutral background.
Ivan Bajic/istockphoto
Ivan Bajic/istockphoto

Single-use items like razors, cutlery, headphones, and batteries create an endless stream of trash and recurring costs. While pricier at first, reusable, higher-quality alternatives will save you money over time while reducing clutter and waste.

7. Knockoff Cosmetics

A woman with long hair in a pink headband applies face cream while smiling at her reflection in a mirror. She sits at a table with various skincare products. The room is bright with natural light from window blinds.
panaya chittaratlert/istockphoto
panaya chittaratlert/istockphoto

Counterfeit or suspiciously cheap beauty products often contain harmful ingredients that can cause reactions like rashes, irritation, breakouts, or worse. Skimping on skincare just to save a few bucks isn’t worth a trip to the dermatologist — or the ER. That said, not all expensive products live up to their hype either (looking at you, $50 lip gloss that’s just tinted vaseline). To find affordable (and quality) skincare products, do your own research by looking up reviews from trusted sources.

8. No-Name Appliances

A man and woman examine a row of washing machines in a store. The man crouches to inspect the interior of one washer, while the woman leans forward, observing closely. The store has bright lighting and modern decor with exposed ducts.
gorodenkoff / istockphoto
gorodenkoff / istockphoto

That bargain blender or off-brand washing machine might save you $20 now, but it’ll likely burn out within months. Reputable brands offer better performance and longevity, which means you’ll save money in the long run. When it comes to appliances, it’s always best to invest in products that can handle daily use, even if it means waiting for a sale on a trusted brand.

9. Budget or Used Mattresses

Two stacked mattresses in the corner of a room. The mattresses have visible stains on the surface, and the room's floor is tiled in light color. The walls are plain white.
fadfebrian/istockphoto
fadfebrian/istockphoto

That free mattress you scored off Craigslist might seem like the steal of a century. That is, until you wake up with a stiff back or covered in mysterious bites (when I tell you this is actually my worst nightmare). Mattresses aren’t built to last forever, and cheap or used ones can lack the proper support. Poor sleep quality can impact your health, mood, and productivity, so it’s worth it to invest in your wellbeing by shopping smart and buying a new mattress that’ll last you at least a decade.

10. ‘Free’ Trials That Auto-Renew

A red stamp with the text "100% Free Trial" in bold letters. There are stars surrounding the text, and the words "Try It Now" appear above and below the main text.
aydinynr/istockphoto
aydinynr/istockphoto

Signing up for “free” trials that require you to fill out your credit card information often leads to surprise charges when you forget to cancel before the next month. Many companies bank on you forgetting or giving up altogether due to the hassle of cancelling. To avoid getting hit with an unwanted charge, remember to always set a reminder or avoid them altogether.

11. Cheap Shoes

A variety of shoes, including black, brown, and tan dress shoes, suede loafers, and a pair of sneakers, are piled on a surface. The shoes are in different styles and conditions, some stuffed with paper.
vuk8691/iStock

A $20 pair of faux leather shoes might seem thrifty, but they’ll often lack the proper arch or foot support. This can cause a host of issues ranging from painful blisters to back pain and even posture problems. When it comes to shoes, it’s always worth it to pay a bit more and invest in a quality pair that you know has undergone rigorous testing standards.

12. Online Courses With No Accreditation

Online Shopping
Poike/istockphoto

With the rise of online learning, it’s easy to get lured in by “limited-time” offers promising career-boosting skills for less than $100. But many of these courses lack proper accreditation, professional instruction, or any real value to employers. Before clicking “buy,” always research the platform and see whether the course is recognized in your field of interest. Otherwise, you’re just throwing money at a PDF certificate that won’t make any real impact in your future career prospects.

Author
Alina Wang

From Queens, New York, Alina has a Bachelors degree in Corporate Communications from CUNY Baruch and enjoys writing and creating content on a variety of topics, including lifestyle, politics, and, of course, wealth trends. Find her on X @atlasseventeen