financial freedom

  • frugal living tips

    16 Frugal Living Tips That Can Have A Big Impact On Your Finances

    In this post, we dive into how to live frugally and we provide you helpful frugal living tips with a big impact to improve your financial status.

    Did you know that an average American has about $38,000 in personal debt? It’s true. And these debts are a combination of personal loans, car loans, mortgages, student loans, and credit cards. Living in debt can be both stressful and…

  • $20 bill and a handwritten note on the 50-30-20 rule for saving money, meaning 50 percent on needs, 30% on wants, and 20% on savings.

    How To Use The Simple 50-30-20 Rule To Unlock Your Financial Freedom

    Save yourself a lot of work (and money!) by boiling your financial plan down to a simple formula. That's where the 50-30-20 rule comes in.

    Whether you’re using spreadsheets, software, envelopes, mason jars, or an old-school ledger, tracking a budget is a lot of work. To compound the problem, you’re essentially documenting all the fun things you’re not allowing yourself to do. It’s way more…

  • average net worth by age

    This Is The Average Net Worth Of People Your Age, According To The Latest Data

    What needs to be taken into consideration with the Average Net Worth By Age data in America is that this data factors in individuals with the highest net worths.

    Society should embrace keeping up with the Joneses, but from a net worth standpoint instead of just trying to own a meaningless material possessions. After all, that new set of golf clubs or that new $2,000 purse, while nice, isn’t…

  • woman sleeping on money

    How Much Money Americans Think You Need To Be Considered Financially Comfortable

    According to a Modern Wealth Survey Americans need a lot less to be financially comfortable than we could have imagined.

    When you dream about financial comfort what do you see for yourself? Millions? Tens of millions? Billions!?! Well, according to a recent Modern Wealth Survey from Schwab, Americans need a lot less to be financially comfortable than we could have…

  • wealthy family on a yacht

    How You Can Use Wealth To Defeat The ‘Disease Of More’

    When I first stumbled up this quote about wealth and the Disease of More, it made me examine my relationship with money.

    “Wealth is freedom from the Disease of More.” When I first stumbled upon this quote about wealth, it forced me to examine my relationship with money. And, it also made me examine the way I see myself and how I…

  • millennial money

    Stats Show The Oldest Millennials Are Way Behind On Building Wealth – Here’s How They Can Save Themselves

    The oldest millennials are not only saddled with debt, but they are behind previous generations when it comes to building wealth.

    The oldest millennials — lovingly referred to as “geriatric millennials” — are turning 42 this year. Unlike the generations before them (gen X, baby boomers and the silent generation), millennials have gone way off the rails financially. And for older…