Personal Finance
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What You Should Know About Converting A 529 Saving Plan To A Roth IRA
For people with children, a 529 College Savings Plan is a great, tax-advantaged way to get an early start on saving for your child’s education. But what if you save too much? Or what if your kids decide that college…
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34-Year-Old With Net Worth Close To $1M Explains 4 Money Habits To Start Now
Whether the goal is to get in shape or get your finances in order, developing habits is the key to success. When it comes to managing money, having sound financial habits can fast track a person to save money, get…
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29-Year-Old With $1m In Debt Going Viral After Call With Dave Ramsey
A viral video featuring a young woman seeking financial advice from Dave Ramsey has taken the internet by storm. The video in question was recently posted to Ramsey’s TikTok account and depicts the 2018 exchange between a 29-year-old woman and…
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How Much Money Americans Think You Need To Be Considered Financially Comfortable
When you dream about financial comfort what do you see for yourself? Millions? Tens of millions? Billions!?! Well, according to a recent Modern Wealth Survey from Schwab, Americans need a lot less to be financially comfortable than we could have…
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Financial Planners Say These Are The Two Things Millennials Spend Too Much Money On
It happens to the best of us, millennial or not: Something catches our eye that we don’t need, like a trinket or kitchen appliance we don’t need, and, voila, there goes our money. Many modern financial gurus liken healthy spending…
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Laid-Off Tech Worker’s Viral Post Exposes Mortgage Challenges On $1.5M Seattle Home
Big tech has garnered a reputation for offering lavish compensation packages to highly skilled professionals, such as software engineers, as they compete to secure the industry’s top talent. Why are tech salaries so high? Big tech salaries started climbing during…
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The 20 Most Desirable Neighborhoods In The USA, According To Internet Interest
There’s something undeniably thrilling about browsing through homes online, even if you’re not in the market for a new place. With the rise of house listing sites like Zillow, it’s…
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Should You Rent Or Buy A Home? The 5% Rule Helps You Make The Life-Changing Decision
You may be considering renting your next home because, while interest rates have skyrocketed, home prices have not seen significant changes over the last year. However, will it be cost-effective…
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Dwyane Wade Regrets Making This Big Financial Blunder Early In His Career
In 16 seasons in the NBA, former Miami Heat star Dwyane Wade made roughly $196M. The 41-year-old has enough in the bank to live the rest of his life comfortably…
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3 Tips For Married Couples Who Have Separate Bank Accounts
So, you’ve decided to have separate bank accounts as a married couple. There are several reasons why it’s a good idea. Couples might want to keep their finances separate when…
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How To Stop Spending Money: 5 Simple Ways Save More Money Each Month
It’s impossible to go through life without spending money, but spending money on necessities isn’t a problem for most people. Overspending, however, kills most people’s chances at a bright financial…
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How You Can Use Wealth To Defeat The ‘Disease Of More’
“Wealth is freedom from the Disease of More.” When I first stumbled upon this quote about wealth, it forced me to examine my relationship with money. And, it also made…
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The Truth About Credit Card Rewards Is Bad News For People Of A Certain Income Level
Financial guru Dave Ramsey has an expression he often spits out whenever the topic turns to credit cards and credit card rewards. “Not one person has ever built wealth off…
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Stats Show The Oldest Millennials Are Way Behind On Building Wealth – Here’s How They Can Save Themselves
The oldest millennials — lovingly referred to as “geriatric millennials” — are turning 42 this year. Unlike the generations before them (gen X, baby boomers and the silent generation), millennials…
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This Is How Much Money You Would Actually Save If You Made Your Coffee At Home
It is easy to look at small purchases and say “whatever, it’s only $5.” As standalone instances, $5 for anything isn’t a lot of money. However, spending $5 every, single…
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Study Finds That 73% Of Homeowners Have Regrets About Buying A House
Close your eyes. Picture your version of the American Dream. It’s probably a Norman Rockwell-esque vision, featuring a single family house in a nice neighborhood with a white picket fence…
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The Average Net Worth By State, According To Recent Data
If we love one thing, it is talking about net worth. If we love two things, it is long lists that are broken down by state. Today, courtesy of Personal…
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Winning Lottery Ticket Worth $1M Almost Discarded by Florida Woman
Winning the lottery is a dream. And for one Florida Woman, that lottery dream almost became a nightmare. Almost! Jill Rowell, a 52-year-old woman from Grand Ridge, Florida, almost threw…
