Did you get a year-end bonus last year? Consider yourself lucky. According to Zippia.com, about 33% of companies in the U.S. offer year-end bonuses. The average bonus pay in the U.S. is 11% of salary for exempt employees, 6.8% for…
What if, when you first started working, someone handed you an exact blueprint on how to retire with millions of dollars? Would you be able to make the necessary sacrifices to save and invest? Or would you spend your 20s,…
One of the smartest things you can do in your 20s is to start thinking about your future. Not just from a career standpoint, but from a saving and investing standpoint as well. Starting early, is the key to your…
Imagine this: half of America standing precariously on the edge of a cliff, with the slightest gust of financial misfortune ready to blow them into a canyon of bankruptcy. Sounds dramatic? That’s the stark reality for many, according to a…
“Money can’t buy happiness” is a well-known adage that we’ve heard time and again. Yet, deep down, most of us believe that a little more money could make us a little happier. But how much money do we really need…
Hard work equals hard-earned money – that’s a universally accepted truth. But how does the sweat and time we put into earning our keep influence our financial decision-making? Are those who break their backs to earn their pennies more prone…
Novelist and playwright James Baldwin once said, “People can cry much easier than they can change.” While research has shown that crying can be beneficial and therapeutic, allowing the tears…
People love to say “money doesn’t buy happiness.” Those people are either very rich and very happy or they are awful at personal finance and lying to themselves. Turns out,…
You’ve heard it before – the only sure things in life are death and taxes. But a new study found a fear that even Ben Franklin probably never considered. It’s…
Taking trips down memory lane can be fun, but this one, where we look at what $1 could buy you in the year you were born, will bum you out…
When most people are 10-years-old, they want for things like video games, toys, cool clothes and experiences. But rarely is a 10-year-old thinking clearly and rationally about college, financial literacy,…
Almost anyone can get rich slowly. Of course, everyone’s financial circumstances are different, but if you have excess cash dying in a savings account or you’re a compulsive over-spender, becoming…
The world seems to be changing at a breakneck speed in every way, including financially. With new technology, new philosophies, new challenges, and new opportunities, the United States is almost…
Winning a medal at the Olympics will bring an athlete instant fame and notoriety. In most countries, including the United States, bringing home a gold, silver, or bronze medal will…
It is always a good time to sit back and take stock of your life. And while most of us aren’t in the one-percent (like Bezos, Musk and the rest…
It’s hard to look at an event such as the Covid-19 pandemic and say “well, there were some bright spots” but, well, there were some bright spots. People found high-paying…
The Commerce Department revealed last week that consumer spending rose 0.5% last month after surging in March due to the fact that more Americans are venturing back out into the…
There is no time like the present to get your finances in order or learn more about business and investing. We are living in the age of unlimited information and…