Money management and general personal finance isn’t taught in school. While financially smart actions like spending less than you earn and investing your money might seem obvious, so many people in the world lack financial literacy. And that leads to financial struggles. Those struggles can also lead to people making even bigger money mistakes. Today, we… Read more
Being a first-time home buyer can be an exciting but overwhelming experience. While it’s easy to get caught up in the aesthetics of a house or the excitement of owning your own property, it’s important to remember that real estate is an investment. One of the most important decisions a first-time home buyer can make… Read more
Are you looking for ways to make more money? Tried of hearing about all the same options? We’ve got your back! We have compiled a list of non-traditional ways to make money outside your 9-5 job. Whether you’re trying to make ends meet or just looking to increase your savings or investment accounts, the modern… Read more
Freelancers don’t have a traditional job where pay raises are provided by employers every year or so. In order for freelancers and the self-employed to receive a pay raise, they need to specifically ask for it by increasing rates for clients. The pitch for higher prices can be a tightrope, but with these helpful tips,… Read more
America’s perception of wealth is undergoing a transformation, unveiling a fascinating paradox in the process. According to Charles Schwab’s seventh annual Modern Wealth Survey, Americans have redefined what it means to feel wealthy. It turns out that the traditional notion of a staggering bank balance no longer holds the key to true prosperity. Let’s delve… Read more
Grab your avocado toast, Millennials – the Boomers are back to making moves. In a surprising turn of events, a new report reveals that retirement-ready Boomers are playing Monopoly in real life, buying more houses for their golden years. Their newest strategy for living it up in retirement? Outpacing their younger counterparts in the home… Read more
Did you know that an average American has about $38,000 in personal debt? It’s true. And these debts are a combination of personal loans, car loans, mortgages, student loans, and credit cards. Living in debt can be both stressful and and we think that needs to stop! That is why we put together a list… Read more
Uber or Lyft? When it comes to getting a ride from the airport (or wherever), that is the question. And the answer might be easy for some people. Maybe you have an allegiance to one of these two rideshare companies. Maybe you downloaded one of the apps and you couldn’t possibly be bothered setting up… Read more
The ancient Stoics understood it, and modern psychologists confirm it: we humans have an instinctive aversion to admitting defeat. Quitting feels like failure, like the bitter aftertaste of wasted time, energy, and resources. But as counterintuitive as it might sound, knowing when to throw in the towel is as crucial to success as persistence. Just… Read more
As the saying goes, “Money doesn’t change you, it reveals who you are.” Imagine waking up a multi-millionaire, your bank account suddenly bulging with more zeroes than you ever thought possible. Now, imagine brushing off the gold dust, tying your regular work boots, and stepping right back into the daily grind. That’s exactly what one… Read more
How many times have you logged into your email and noticed a suspicious subject line that said something like “You’re the lucky winner!” Usually that kind of email would go straight to the spam folder, as a measure of common sense. Usually it’s malicious or a scam and not even worth opening. But not so… Read more
Launching a successful Amazon product is both exciting and challenging too. Getting a product on the biggest buying website in the world takes time, knowledge, and patience. Sellers often fail to realize it takes more effort than just listing a product for sale and waiting for the money to pour in. AJ Rantz is a… Read more
The American Dream has always been about chasing success and making a better life for yourself and your loved ones. And these days, it seems that many people are chasing the dream of making money on YouTube and becoming a successful YouTuber. YouTube can be a lucrative platform for creators, with many YouTubers earning significant… Read more
Born between 1981 and 1996, millennials were once seen as future bearers of economic prosperity. Yet a shocking new report paints a different picture: seven in every ten are living paycheck to paycheck. That’s right, 70% of millennials, despite being technology wizards (who often wish they picked a different career path) and cultural trendsetters, are… Read more
Florida is a popular destination for those people lucky enough to be close to retirement – and have enough money in savings to retire. The weather is warm, the beaches are plentiful, and in many places, a dollar can go much farther. You just need to do your homework before packing up the house and… Read more
Summer is almost upon us and that means that it’s time for that age old ritual: the summer vacation. You all know the usual destinations – the Jersey Shore, Disney, Hawaii, Europe, etc. But rather than doing the same old shore vacation, being smothered by some guy in a giant Mickey Mouse costume, having to… Read more
When it comes to marriage and money, picking the right partner has as big of an impact on your financial future as just about anything else. That doesn’t mean you should marry for money over love, but it means that if you pick someone who is terrible with money, you could end up in financial… Read more
We all aspire to reach financial freedom. And there are several key components that can help us get there. As we see it, income, savings, expenses, debt and investments are the 5 pillars to achieving your financial goals. Today, we want to focus on seamless ways to save more money every single month. Because once… Read more
It’s not how much you make, it’s how much you keep. Unless, of course, you’re talking about this list of how much income you need to make to be considered rich in every state in America. The list below, broken out alphabetically by state, shows how much money you need to make to be considered… Read more
People love to say “money doesn’t buy happiness.” Those people are either very rich and very happy or they are awful at personal finance and lying to themselves. Turns out, however, that anyone who says “money doesn’t buy happiness” is either a liar or they have no idea what they’re talking about. A previous widely… Read more
Imagine the power of converting your daily latte into a substantial retirement nest egg. In the realm of personal finance, small daily decisions can result in enormous long-term effects, especially when it comes to planning for your golden years. Your seemingly insignificant behaviors – the ones that silently eat into your wallet – could be… Read more
Few things are a bigger drain on your wallet than a car. If you’ve walked around a car dealership lately, you know just how sky-high sticker prices are these days. But there’s some good news… After soaring fluctuations in prices over the last three years, Kelly Blue Book finally recorded a decrease in the average… Read more
You’ve heard it before – the only sure things in life are death and taxes. But a new study found a fear that even Ben Franklin probably never considered. It’s not the grim reaper or the taxman that’s giving them sleepless nights, but something surprisingly mundane yet super important to our day-to-day existence in society… Read more
Whether you’re using spreadsheets, software, envelopes, mason jars, or an old-school ledger, tracking a budget is a lot of work. To compound the problem, you’re essentially documenting all the fun things you’re not allowing yourself to do. It’s way more enjoyable to spend money and let the chips fall where they may. However, creating a… Read more