Want to retire before 40? Who doesn’t?!? Not everyone wants to wait until they’re a senior citizen to stop working and live the retired life. If you want to stop working sooner, decades before your peers, you need a plan for how much money you’ll need and a strategy to hit that number. “Your plan… Read more
As mortgage rates remain high, it’s more important than ever to know how much to spend on housing. Get caught up in a bidding war or rush into a rental agreement, and you could make a decision that cripples your personal finances for years to come. Today we’ll discuss two simple financial rules to help… Read more
House flipping is seen by many as a ticket to the American Dream – financial success and upward mobility. The idea of buying a fixer-upper, renovating it, and reselling it for a profit is alluring. If you’re willing to hustle, it’s a way to make big bucks in a short period of time, all without… Read more
One of the smartest things you can do in your 20s is to start thinking about your future. Not just from a career standpoint, but from a saving and investing standpoint as well. Starting early, is the key to your financial success. The difference between starting to invest when you’re 22 vs. 30 is MASSIVE…. Read more
Ah, the age-old question: “Would you give up avocado toast and fancy lattes for half a decade if it meant lounging around in your golden years a tad earlier?” And according to a new SoFi survey, a staggering number of Millennials and Gen Z are screaming a resounding, “YES!” SoFi, the digital guru of personal… Read more
Ah, the daily grind – the commute, the aroma of overpriced coffee, and the mystifying case of where our salary disappears to just days after it hits our bank account. Just when you thought working from home had its quirks (pajamas all day, anyone?), it turns out going back to the office is not only… Read more
Imagine this: half of America standing precariously on the edge of a cliff, with the slightest gust of financial misfortune ready to blow them into a canyon of bankruptcy. Sounds dramatic? That’s the stark reality for many, according to a recent poll. According to a new study on financial goals by Clever Real Estate, a… Read more
If you’ve taken a stroll on a car dealership lot lately, you know how expensive new cars have become. If the sticker shock didn’t knock you off your feet, the in-car tech might. Gone are the days of basic transport; now even the humblest hatchback thinks it’s part spaceship, boasting gadgets galore. And while we’re… Read more
In an era where technology, fashion, and tastes seem to change overnight, one thing remains consistent: America’s passion for pickup trucks. There’s no denying that for many Americans, the pickup truck is more than just a mode of transportation—it’s a statement of identity, lifestyle, and values. This sentiment is deeply rooted in the nation’s ethos… Read more
It’s not everyday that you get to look directly at a professional athlete’s pay stub. That’s probably a good thing since a single paycheck is more than most of us make in an entire year. That’s sobering. In one game, they make more than you make in 52 weeks. Recently, Arik Armstead took to social… Read more
He co-owned his first property at 26-years-old – now at age 33, he owns 167 rental units. In only seven years in the real estate game, Sam Primm developed his portfolio without any 9-to-5 job and became financially free. Primm explains the positives and negatives of the popular BRRRR method Primm admits that he didn’t… Read more
Buying a home can wipe out your hard-earned savings. The lack of emergency funds can be a major issue if your new home needs unexpected repairs that the seller didn’t inform you of. A new study revealed the potential pitfalls that homebuyers need to be prepared to encounter. A survey from Home Advisor explored the… Read more
If you are attempting to sell your house and your property needs multiple upgrades, you may not have the budget or timeframe to accomplish all the home improvements. You may have to prioritize the home improvements by time and price. One relatively simple and quick home upgrade can deliver a whopping 484% return on investment…. Read more
Dividends are one of the most reliable forms of passive income you can find. They might not be as exciting as investing in growth stocks, but if you want to live off of passive income, dividend ETFs or stocks become a great source of that income. In fact, we rank it very highly as it… Read more
Minimum wage in America is all over the map. While many states have increased the wages for these workers, a lot of states are still adhering to the Federal Minimum Wage ($7.25) or lower. As you will see below, some big cities even have different minimum wage requirements than the states they are in. We… Read more
Recession feels like it’s a word that’s on the tip of everyone’s tongue. Here’s a test: When’s the best time to start emergency savings for financial hardships that can occur in a recession? Yesterday. When’s the second best time? Today. There’s a ton of back and forth from the powers that be about whether or… Read more
Everyone wants to be wealthy. And while the principles to building wealth are easy in concept, it is not always easy for people to change their mindset. This post will lay out, in the simplest terms, 6 proven things people can do to build wealth. Save for winning the lottery or inheriting a lot of… Read more
Everyone wants to climb the corporate ladder and make more money. However, sometimes promotions are few and far between and raises depend on a lot of factors outside your control. So how do you stack the chips on your favor so you become indispensable to your employer and they feel compelled to give you regular… Read more
Forget pumpkin spiced lattes and Halloween costumes, if you’re in the market for a new home, October’s real treat might be the chance to buy your dream property. According to a Realator.com analysis of historical trends, the best time to buy a house this year is October 1-7. If you’re in the market for a… Read more
This piece of savings advice is specifically for compulsive buyers though the rule could apply even to the most budget-conscious readers. But it is especially worthwhile for those who spend too much money. Glenn James, hosts of one of Australia’s top finance podcasts, “My Millennial Money,” shared this simple spending rule with the host of… Read more
“A million dollars isn’t what it used to be” – Someone, somewhere. Probably. Let’s be honest. If you have $1,000,000 in liquid assets in a brokerage account or otherwise you are doing pretty well. But are you “wealthy”? Is $1,000,000 your freedom number? When you really think about it, you can only be free, truly… Read more
“Size does matter,” they used to say. But in the real estate dance of the last few decades, it’s the price per square foot that’s tangoing its way into the spotlight. The U.S. real estate market, in its infinite wisdom (or lack thereof), has found yet another way to pull the rug out from under… Read more
It may seem that earning money from a simple price chart can just be straightforward. You just simply look at the graph for the stock price, the rate of currency, and future stock price. But how hard is it to make money day trading? Like actually make enough money to day trade full-time. Usually, when… Read more
Are you currently saving money in hopes of one day becoming a millionaire? It’s a lofty goal, but with a budget and dedicated savings plan, your savings account could eventually eclipse seven figures. Having a million dollars in the back feels like a life-changing amount of money – even though people think far less money… Read more