Student debt is crippling millions of Americans, and the collective debt keeps growing. The facts about student loan debt are scary. Student debt has more than doubled since 2008, and the amount of student debt in 2020 totaled nearly $1.6 trillion, more than twice the amount outstanding in 2008 ($600 billion). Student loan debt has… Read more
One family liquidated all of their assets to invest everything they had into bitcoin in 2017. At the time, the popular cryptocurrency was priced at around $900. Thanks to the explosion in the value of bitcoin, the family reportedly needs secret vaults across four continents to store their cryptocurrency fortune. Didi Taihuttu, the married father… Read more
Sales of new single-family homes increased in July after three straight monthly declines, at the same time, the median price of a newly built home notched a record high, according to a government report on real estate sales. As the economy attempts to rebound from the pandemic, one bright spot is that sales of new… Read more
The real estate market has had quite the year. In June, a report showed that the average home was up 13.5% over the previous year. For those lucky enough to have extra cash or can afford to sell their home and move, buying and selling a home right now is a huge opportunity. The chance… Read more
Investing excess capital is how wealth is created. Whether those investments come in the form of passive income businesses, stocks or real estate, is up to the individual. But savings alone won’t grow your retirement savings. You need to invest. And, thanks to the Internet, you can now start investing in stocks, real estate or… Read more
Saving for retirement, while essential, is not always the most exciting use of money. You have to put off today’s wants for financial security at some undisclosed time in the future. That is probably why the average 401K balance for people under 30 can only be described as alarmingly low. Today, new 401K stats have… Read more
At first glance, answering what does f(x) mean seems like a relatively standard process, and it can be. However, most often, its explanation is far more complicated than its uses. Multiple algebraic formulas will rely on f(x) to signify both an input and an output, as well as their relationship to each other. Even if… Read more
One of the simplest, but most effective elements you should consider creating as part of your online business is a blog. Read on to learn more.
Want to know which states have seen the biggest influx of wealthy Generation X members in the last year? The 2021 report from the National Association of Realtors has all of the answers as to where Generation X is moving. According to a new report from the National Association of Realtors, Gen Xers made up… Read more
While you can pad your bank account by making smart car-buying decisions, selling your car at the right time, or even flipping cars, vehicles aren’t typically considered income-generating assets. A few innovative companies are changing that by paying to advertise on your car. Here’s how it works, plus three companies we’ve identified as the best… Read more
There are several important questions to ask potential employers during the interview and hiring process. Some examples of important job interview questions could be “What does a typical day look like?”, “Can you show me examples of projects I’d be working on?” and “What are the biggest challenges that someone in this position would face?”… Read more
If you were building a portfolio, you probably wouldn’t start with vehicles. It’s rare that cars—notorious for losing a fat chunk of value the second they leave the lot—appreciate as assets. But that’s suddenly the case for many used vehicles. Rental car companies are fighting to restore the fleets they sold off during the pandemic,… Read more
The term “side hustle” has been around for longer than people realize. While gaining popularity in the last decade, thanks to the rising cost of living and people being unhappy with their current careers, the origin of the term side hustle dates back to the 1950s. Starting a side hustle in 2021 is a smart… Read more
Winning a medal at the Olympics will bring an athlete instant fame and notoriety. In most countries, including the United States, bringing home a gold, silver, or bronze medal will also earn an amateur a monetary “thank you” for a job well done. Unfortunately for the athletes of some countries, the amount of money in… Read more
Now that Americans have gotten a taste of the work-from-home life, they don’t want to go back to traditional office life. No more cubicles. No more harsh fluorescent bulbs. Days of packing lunches are gone. Pointless meetings are yesterday’s news (well, those have been replaced with pointless zoom meetings). No more commuting. And, most of… Read more
Times they are a changin’. And thanks to Covid, they are changing faster than ever. From eCommerce gaining more ground on brick-and-mortar retailers to more and more Americans insisting on clinging to remote work, the pandemic has changed America. As expected, Covid has also caused Americans to change their financial habits. It’s caused everyone to… Read more
The last time the federal minimum wage was raised – from $6.55 to $7.25 – was back in July 2009. So much has changed in the world in 12 years but one thing is for sure – few people can live on $7.25-an-hour. At today’s rate, a full-time minimum wage worker makes only $15,080 annually…. Read more
Technology has been magical in helping business ventures get capitalized. Funding a project typically comes in different ways. The traditional way of getting a business started is by taking a loan, using your savings, or looking for investors. However, there are now more ways to financially support your startup. Crowdfunding is gaining popularity in the… Read more
In this modern world, there’s an app for everything. From wanting to lose weight to booking a ride home, there’s always a reliable app that you can turn to that can make your life more convenient. Building and growing a side hustle takes a lot and finding a way to market your side hustle using… Read more
Are you looking for ways to earn a passive income for college students? The internet has indeed changed how the world works. Almost anything can be found online these days—from the latest TV shows to that rare book you’ve been hunting down for years. Yes, it’s all online, and yes, that includes jobs too. We’re… Read more
Dipping your toe into the money market can be scary and intimidating for first-timers who don’t have extensive knowledge of financial principles. The good news is that you do not have to be an expert to enter the investing world. There are many investment books out there that will guide you through the basics of… Read more
Whether you are new to the world of renting, or simply curious to how things work when it comes to renting and subletting accommodation, this article aims to make it clear. Renting out homes is becoming something that is more popular now than say 30 years ago. Thanks to the rise of the internet, and… Read more
Do you remember the first time you really started to worry about retirement? For some people, thoughts of retirement began the minute they had to go to work every day. For others, retirement is never on their mind and only a dream for people with high-paying jobs and robust savings account. No matter how old… Read more
The beautiful thing about investing is that opportunity is everywhere. When you miss your chance on a good opportunity, another one is right around the corner. And, in some instances, like Bitcoin, the window of opportunity can last for a decade (or decades?) Even though we are all aware that there will always be another… Read more